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PayPal Payment Guide
PayPal Direct Checkout
PayPal account balance
Your PayPal account balance can be used directly for online consumption at any time. When you initiate a payment, the system will deduct the funds from your account balance first. This balance can not only cover various online shopping scenarios but also be used to pay for a variety of internet service fees.
Credit or debit card
If you’ve already registered a PayPal account, just complete the final step to enjoy a fast payment experience – link a credit or debit card. Once you link cards such as Visa, Mastercard, and American Express to your account, you can not only achieve one-click secure checkout at global merchants but also effectively protect your sensitive financial information. PayPal’s encryption technology ensures that there is no risk of information leakage for each of your transactions, truly bringing you dual guarantees of efficiency and security.
1
Click “Wallet” at the top of the page.
2
Click “Link a card or bank“on the right side of the page.
3
Input the details of your credit card or debit card.
4
Once you have done so, click “Save“.You’ll then be taken to your bank’s website to authenticate your card. Once you enter the one-time passcode your bank will send to confirm your card, you’re done!
Bank account payment
You can link your PayPal account to a bank account to achieve efficient fund management and convenient payment operations. Set it as the source of funds for daily transactions. When you make payments via PayPal, the system will automatically deduct the corresponding amount from the linked bank account. This not only ensures the flexibility of fund transfers but also simplifies the online payment process, providing users with a secure and efficient financial solution.
1
Click “Wallet” at the top of the page.
2
Click “Link a card or bank“on the right side of the page.
3
Click “Link a bank account“
4
Select your bank, or click”Search for other banks.”
5
You can link your bank instantly by entering your bank login details. If the instant option isn’t available, enter your bank account details manually and click “Agree and Link”.
You can only have 8 linked bank accounts to your PayPal account at once.
PayPal guest checkout
You can directly use your credit or debit card to make payments without the need to register or log in to your PayPal account. You can complete the payment by directly entering your bank card information through PayPal’s Guest Checkout feature, making your transactions convenient and secure.
PayPal Buy Now, Pay Later
FUNWEST is here to unlock a brand-new flexible shopping experience for you!
we deeply understand that every bit of love for exquisite dolls deserves to be fulfilled with ease. To make your shopping journey more care – free and stress – free, PayPal has launched a considerate “Buy Now, Pay Later” plan. Whether it’s the short – term interest – free “Four – installment Payment” or the long – term distributed “Monthly Installment Plan”, you can take your favorite doll home right away and then easily pay for it by adjusting your own funds. Start your exclusive shopping plan now!
4
Pay in 4
Split your purchase into 424 interest-free, bi-weekly payments.
- Purchases from $30 to $1,500
- 4 payments over 6 weeks
- No sign-up or late fees
30
Pay Monthly
Enjoy the flexibility of 3, 6, 12, or 24-month payment plans with $0 down.
- Purchases from $49 to $10,000
- Monthly installments
- No sign-up or late fees
Flexible payments, no late fees
Choose between splitting your payment into four parts or monthly installments. The choice is yours.
1000,000＋
Use at millions of locations，securely defer payments later at global merchants worldwide.
Credit score stays protected
Request Pay in 4 eligibility without any credit score impact.
Reassurance guaranteed
Receive Purchase Protection coverage for your qualifying orders.
| Compare Pay Later products | Pay in 4 | Pay Monthly |
|---|---|---|
| Purchase Amount | $30 – $1,500 | $199 – $10,000 |
| Number of payments | 4 interest-free payments | 6, 12, or 24 payments |
| Time between payments | Bi-weekly (1 down payment & 3 payments) | Monthly |
| APR | 0% | 9.99% to 29.99% |
| Repayment method | Debit card, credit card, or confirmed bank account | Debit card or confirmed bank account |
| Purchase Protection | Included | Included |
| Sign-up and late fees | None | None |
| Autopay available | Automatically enrolled at time of purchase | Optionally enroll in autopay at time of purchase or any time after |
| Credit Check | Soft credit inquiry, generally a quick process, doesn’t impact the customer’s credit score | Hard credit inquiry, takes a longer process, and involves a more comprehensive credit evaluation |
1. Add the doll to the shopping cart, click “Checkout”, and then enter the payment page.
2. Choose the “PayPal” payment method and click the “Pay Later” button.
3. Log in to your PayPal account. If you don’t have one yet, create a new account.
4. Apply for a pay-later account according to the instructions on the screen and get approved.
5. After approval,Choose the installment plan of 4 installments or monthly payment, and confirm the repayment amount.
6. Complete the purchase and pay the down – payment immediately to enjoy the new product.
7. Complete the payment of the remaining balance easily and automatically through the mobile app or online.
